Small limit on free Clients

Zoho's free plan is very limited in terms of client invoices allowed, which means the free plan is not really free for any business looking to grow.

Forever Free plan includes comprehensive features.

The free plan is unlimited, which means the invoicing system is actually free, forever. The free plan includes a full range of features, including up to 50 clients with unlimited invoices.

Payment Gateways

limited payment gateways.

While Zoho offers more payment gateway options than other online invoicing programs, it still offers far fewer than Invoice Ninja.

Payment gateways supported globally!

With a dozen payment gateways supported, global users have the widest possible range of payment processing options.

Client Portal Password

Client must create password to enter portal.

While it's great to be able to provide password protection for the client portal, with Zoho there is no option. Zoho's client portal can only be accessed by the client with a password. There's zero choice and zero flexibility.

Client portal password protect optional.

With Invoice Ninja, the user can choose to password protect the client portal, or to leave it unprotected. What's more, the user can create a customized password for each client, or enable the system to automatically generate a random password for each client.



Outside of the Zoho solutions suite, the only integrations available are Slack, Google and Microsoft. This severely limits the user's options to integrate apps to their invoicing account.


Invoice Ninja offers integrations with Zapier, Integromat and more, a powerful combination that punches above its weight when it comes to integrating apps.