Stars & Stripe, and Way Beyond

If you are a freelancer or small business owner based in the US or any other of 25 participating countries, Stripe’s advanced, user friendly online payments system is designed to make your business run smoother. Accept payments in 135+ currencies from customers anywhere in the world. And, integrated with your Invoice Ninja account, Stripe is an excellent way to manage your entire invoicing and payments journey.

The beauty of Stripe is both its sophistication and simplicity – effective APIs, outstanding code, a flexible approach and a range of products and features that boost your online payments capabilities. Specially created for private individuals, freelancers, small business owners and enterprises, Stripe works online or on mobile app to deliver a complete world of efficiency and convenience – from payments processing, to business reporting, auto billing functionality, advanced e-commerce capabilities, fraud protection tools and even a toolkit to instantly start up your own internet business with ease.

Painless Payments Processing

Smooth your payments process with Stripe’s payment flows, based on a pre-built form that you can easily insert into your website or mobile app. Named ‘Checkout’, Stripe’s drop-in payment platform is the quickest way to get your customers to start paying you now. You can accept all major credit and debit cards with Stripe, as well as local payment wallets, cryptocurrency, Bitcoin and bank transfer. The Checkout payment form even has the capability to save credit card details, which enables one-click payment for returning customers. It’s all about making payments painless – for you and your customers.

Stripe is dedicated to minimizing your need to write code. You don’t have to be an expert to get paid with Stripe in the most advanced, up-to-date way possible. Stripe supports a range of new tools that are changing the way we do business online, such as Apple Pay, and direct integration with Twitter so you can sell items via tweets. And by accepting more than 135 currencies, Stripe is a truly global-centric solution for your customers all over the world.

Auto-Billing that Redefines Efficiency

Being able to auto-bill for recurring payments is a huge plus. Stripe ticks the box with advanced functionality for subscription payments, which means that once you’ve signed up a customer for a regular, recurring payment, Stripe will take care of the rest – automatically, with no further effort from you. Whether monthly, weekly or more often, Stripe will charge the payment, no matter how complex the payment arrangement or terms.

If a customer cancels or adjusts their recurring payment, Stripe will automatically calculate the outstanding bill, and charge accordingly. Perhaps your business offers a usage-based billing plan, or maybe the payment changes based on per-user amount? All these permutations and more can be handled with ease by Stripe, freeing your time for more important things.

Part of running a successful business is thinking out of the box, offering customers deals and incentives to get them excited about what you have to offer. Stripe accommodates all kind of functions designed to help you attract new customers and retain existing ones, with campaign tools such as trial periods, coupons and other discounts to make your business stand out. Take advantage of all this and more with Stripe’s inventive, strategic approach to payments processing.

A Developer’s Paradise

Scale up your payments processing while scaling down your need to write code, with Stripe’s quick-integration, simple APIs that work like a charm. Instead of playing around with code for payments processing, you can use your time better to work on enhancing your products and service offerings. Stripe libraries are ideal for desktop, web, iOS and Android, in every programming language. API changes are non-breaking, so you won’t have any unexpected surprises and business will flow smoothly as usual.

If you need technical or development support, it’s never far away, with Stripe’s documentation and guides available always on the site, and online chat with Stripe engineers anytime you need. Stripe integrates with loads of partners, offering an unlimited range of tools and platforms to help you create the ideal payments experience for your needs. That includes integration with Invoice Ninja, which means you directly benefit from Stripe’s world-class payments processing, and Invoice Ninja’s best-of-breed invoicing functionality.

And of course, you’ll enjoy all this with in-built PCI-DSS compliance, via implementation of Stripe’s client-side tokenization. Safe and smart. What better combination is there?

Pricing Made Simple

When it comes to pricing, there are two key factors: fairness and simplicity. You want straightforward, easy-to-digest pricing plans that are affordable enough to grow your business without impeding it. Stripe offers a great pricing balance, with a reasonable pay-as-you-go plan of 2.9% + $0.30 per valid card charge for all major credit cards including Visa, Mastercard, Amex, Discover, JCB and Diner’s Club – with no extra fee for international transactions, failed transactions or refunds. There are no hidden or ongoing fees. There’s no set-up charge, or monthly maintenance fee. Just pay for the transactions when they happen, with fee reporting in real time so you can keep solid track of where your business is at, right now.

Bank transfers and Bitcoin payments are also affordable and convenient, with a fee of 0.8%, and a flat $5 cap. So you’ll never pay more than $5 for a bank transfer or Bitcoin payment. Stripe also offers a fantastically helpful service to verify your customer’s bank account – absolutely free. And if a payment dispute arises, Stripe will manage it at your end for a fee of $15. If the bank finds in your favor, the fee is fully refunded.

Stripe Your Way to Success

If Stripe is the way to go for your business, Invoice Ninja is the perfect partner to work with you on getting paid via Stripe, quickly and effectively. After you’ve completed the sign up and verification process with Stripe, you’ll need to get down to the business of integrating Stripe with your Invoice Ninja account. It’s simple and intuitive, so let’s do it.

To integrate Stripe with your Invoice Ninja account, go to Basic Settings > Online Payments. Click on the blue Add Gateway+ button. You’ll be redirected to the Payment Gateways/ Create page. Scroll down to the bottom and click on the gray Use another provider button. Select Stripe from the Gateway drop-down menu and enter the relevant key and webhook URL information (you’ll be provided with this information during the Stripe account set-up process). You’ll also need to select your preferences for your customers’ billing addresses and choose the credit cards you want to accept. If you’d also like to enable bank transfers, check the Enable ACH box.

Click the green Save button, and Voila! You’re ready to Stripe your payments!